Insurance

Protect What Matters! Business Insurance Built for Tomorrow

Image after banner

Running a business comes with inherent risks. Floruit’s commercial insurance experts can help you navigate them. We’ll tailor a coverage plan to your specific needs, ensuring your business and employees are protected.

 

But our support doesn’t stop there. We’ll be your partner throughout any claim process, keeping you updated and assisting with paperwork.

Commercial Insurance You Should Consider

General liability Insurance

General liability insurance acts as a safety net for your business, shielding you from the financial burden of lawsuits and accidents. Whether a customer gets injured on your premises, your employee damages a client’s property, or you face a lawsuit, this insurance can cover the legal costs, repair or medical bills, and help you get back on track.

Business Owner’s Policy

Simplify your business protection with a combined policy. Business owner’s insurance bundles essential coverages, general liability and commercial property insurance, into a single package. This means you get the protection of both aspects of insurance, often at a lower cost than purchasing them separately.

Professional Liability Insurance

Protect your business reputation and finances with professional liability insurance. This insurance acts as a shield against lawsuits from clients alleging negligence, malpractice, or misrepresentation. It covers the costs associated with defending yourself, including legal fees, judgments, settlements, and various types of damages awarded by the court, such as compensation for losses, punitive damages, and economic losses to your client’s business.

Commercial Umbrella Insurance

Imagine a safety net that extends beyond your existing business insurance. Umbrella insurance provides an extra layer of protection that kicks in once the limits of your primary policies, like general liability, commercial auto, or employer’s liability, are reached. This additional coverage can be crucial in covering legal costs and settlements that might otherwise leave your business exposed.

Commercial Auto Insurance

Commercial auto insurance protects your company from financial losses caused by car accidents, whether your employees are on the road for deliveries or using company vehicles. It even provides coverage for employees who use their own cars for business purposes.

Product Liability Insurance

Safeguard your business against product-related claims. Product liability insurance protects you from financial losses if someone is injured, suffers wrongful death, or experiences property damage due to a product your business sells, manufactures, or distributes. This insurance covers not only legal fees, judgments, settlements, and various types of damages (including compensation, punitive damages, and business losses) but also the medical expenses of anyone injured by your product.

Get a Free Quote Today!

Fill out our quick online form to speak to our corporate insurance experts who will help you with making the right insurance choice.
No alt text
No alt text
Why Floruit

The Floruit Advantage

Evaluate your risks
Our dedicated insurance expert will identify potential risks, like property damage, vehicle accidents, or even data breaches, to your business. They’ll then create a customized insurance plan that safeguards your business from the lawsuits, situations, and events that could impact you.
Find a reputable insurance provider
Will we work with our commercial insurance partners to get the right insurance policy for your business needs, and if it’s not there we will get it built.
Compare Prices
We will compare rates, terms and benefits for insurance policies from different insurance providers and help you shortlist the policy that works best for you.
Assess your needs annually
As your company grows (think new equipment, markets, locations, or operations), we’ll proactively re-evaluate your risk profile annually and suggest you new coverages.

Ready to Grow Your Business?

Contact Floruit today and let our experienced team help you find the perfect business loan solution to propel your business forward. We are committed to being your financial partner in Dubai's dynamic business landscape.